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Vishwakarma Industrial Area , Jaipur , Rajasthan-302013
Mon - Fri : 09:00 - 17:00


What We Do

We are a team to solve your issues related to finance and insurance and also insured your vehicles with the great discount from the trustworthy companies.
Who We Are

What is Rao Finance and Insurence

Like any combo, your home and auto insurance policies belong together. Whatever your insurance coverage needs are, we’re here to help life go right. Get a quote or talk to an agent.

we are always ahead

Personal service and discounts up to 40%

Best insurance for everyone

In this law company they have assembled only certified and experiences employees who stand behind their promise to deliver quality and timely services. It is so great to work with specialists who is truly interested in their client’s needs, goals and preferences. Thank you!

Nitin Yadav

Production Manager

Take care of your family. We offer professional assistance only!

Contact us for more information about our services.

Request a Free Consultation

Whatever your insurance coverage needs are, we're here to help life go right.
Get a quote or talk to an agent.

Frequently Asked Questions on Vehicle Loans

Can I avail a commercial vehicle loan if I do not meet the eligibility criteria?

Yes. If you do not fulfill the eligibility criteria, you can still avail the loan by applying for the loan with a co-applicant. If the credit and financial profile of your co-applicant is satisfactory, you may be eligible to get a loan. However, it will be at the discretion of the lender.

Do I need to provide a guarantor for availing a vehicle loan?

Yes, you will need a guarantor to avail a commercial vehicle loan. This criterion can, however, be waived off depending on your credit and profile strengths.

If I want to avail a vehicle loan, who can be my co-applicants?

The co-applicants on a vehicle loan could be your spouse, sibling, or your parents.

Can I sell the vehicle before I repay the loan?

No, you will not be able to sell the vehicle unless the entire loan amount has been repaid. Once the outstanding amount is cleared, the bank/lender will issue a No-Objection Certificate (NOC) post which the vehicle can be sold.

After I pay the last EMI, will I get the legal claim on the vehicle?

After the payment of the last EMI, the bank will cancel the lien on the commercial vehicle and issue a loan closure letter, Form 35, and a No Objection Certificate (NOC) to the RTO for removing the lien from the RC book. Then a similar NOC will be issued to the insurance firm requesting them to remove the lien from the policy.

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